LendInvest Is Crowdsourcing Alternative to Bank-Backed Mortgages

Introducing LendInvest to the World

  • CEO: Christian Faes
  • Founders: Christian Faes, Ian Thomas
  • Founded: 2013
  • Sectors: Crowdfunding and Mortgages
  • Headquarters: London, United Kingdom

The United Kingdom is one of the biggest markets for mortgages in Europe. Without them, millions wouldn’t be able to even think about owning their own homes. However, the world of mortgages can often be a proverbial minefield of contradicting information, confusing legislation, and an overwhelming array of banks, all of which claim to offer the best offer to home buyers.

Introducing LendInvest

It was only a matter of time until a Fintech solution to the complex world of mortgages came along. One of the most promising companies that have made providing a Fintech alternative to the traditional bank-backed mortgage is LendInvest

LendInvest was born in 2013. The brainchild of co-founders Christian Faes and Ian Thomas, the lending platform was formed after the pair spotted a profitable opportunity in the market for short-term mortgages. The extensive legal background of Faes and the years of property valuation, mixed-use development, and investment experience of Thomas made the pair a tour-de-force in mortgage lending.

Its Mission

The mission of the LendInvest team was to become the go-to online lending platform for residential and commercial mortgages. But of course, this is a sector with a severe amount of competition. Luckily, LendInvest knew how to set itself apart from other mortgage lenders

In contrast to the traditional realm of bank-backed mortgages, LendInvest offered a crowdsourcing alternative. In the first two years of the firm’s existence, Faes and Thomas didn’t take long to start making a name for themselves.

Following the successful completion of the world’s largest peer-to-peer loan of £4.23 million, LendInvest found itself featured on the front page of the Financial Times, that thrust the company on the frontlines of the financial world. Within two years, LendInvest had successfully carried out more than £500 million worth of investments via mortgages carried out through its platform.

LendInvest: Its Mission

The mission of the LendInvest team was a simple one. Their ambition was to take the complex difficulties often associated with taking out a mortgage and provide a straightforward solution to property finance. At the cutting edge of the financial sector, LendInvest ensures that the latest technology is at the forefront of everything they do.

LendInvest: A Word-Class Platform

LendInvest was feautured on the Fintech50 2016 list and rightfully so. Its technology has allowed LendInvest to build a world-class asset management platform that is designed to make the process of acquiring a mortgage more straightforward than it ever has been before. 

The platform’s features can range from reducing tedious form-filling procedures, reducing the often nerve-wracking period it takes to get approved, and crafting a flawless and stress-free customer experience for borrowers, intermediaries, and investors who use the LendInvest platform. 

LendInvest: World Class Platform

Since the foundations of LendInvest were laid, this innovative Fintech mortgage firm has successfully lent more than £3 billion worth of mortgages. As a result, LendInvest has directly contributed to putting thousands of new or improved homes into the highly competitive housing market of the United Kingdom.

Of course, with the United Kingdom being one of the world’s most thriving, this certainly hasn’t gone unnoticed overseas. Since LendInvest was founded, it has expanded its portfolio of clients and partners to form an inherently international capital base. 

These days, LendInvest classes the likes of financial powerhouses like HSBC, J.P. Morgan, Citigroup, and National Australia Bank amongst its extensive list of lenders and investors. Since 2015, LendInvest has successfully been awarded the highest rating for loan servicing from ARC Ratings every year without fail. More recently, LendInvest was welcomed into the Luxembourg House of Financial Technology (LHoFT).