XRP Price Prediction: Short-Term Dip Ahead? Ripple’s Bank Launch Fuels Long-Term Bullish Outlook
Key takeaways:
- The price prediction indicates that XRP could slightly dip today, potentially towards $1.95.
- Following the dip, XRP will likely surge back tomorrow and continue the sideways movement till next week.
- The long-term price forecast is bullish, primarily due to the Ripple ecosystem expansion and regulatory approvals.
- Ripple recently got preliminary approval from the U.S. OCC to launch its own bank, making it a promising utility coin for the future.
As we predicted yesterday, XRP is trading above the psychological support of $2.00 today. It has witnessed a sudden uptrend from its 24-hour low of $1.98, which has enhanced investors’ optimism despite the weakened technicals. Let’s take a look at XRP’s forecasted values for today, next week, and the long-term.
XRP Current Market Scenario: Bearish & Extreme Fear
- Fear & Greed Index: 23 (Extreme Fear)
- Market Sentiment: Bearish
- Supply Inflation: 5.63% (High)
- Dominance: 4.00%
- Volatility: 4.97% (Medium)
XRP is technically weak, with extreme fear and overall bearish market sentiment. The coin is trading below the 200-day simple moving average and has witnessed various whale exits in the past hours. In addition, the chart had only 11 green days in the last 30 days, and the active addresses have fallen to a three-month low of 37,088, indicating decreased user participation.
XRP Price Prediction Today: Expect a Downward Movement
Since Bitcoin has failed to rebound from its weekend dip, we could experience another market-wide downward momentum today, potentially affecting XRP. It will likely fall below $2.00, reaching an average price of $1.95. A larger correction is not on the radar.
- High Price: $2.00
- Low Price: $1.90
- Average Price: $1.95
XRP Price Prediction: Tomorrow, & Next Week
Following today’s expected dip, XRP could rebound to the $2.00 mark by tomorrow, and it will likely continue the sideways movement between $1.98 and $2.10 next week. A detailed daily prediction till next Saturday (December 20th) is provided below.
| Date | Day of week | Daily Low | Daily High | Average |
|---|---|---|---|---|
| 14/12 | Sunday | $1.9974 | $2.0844 | $2.0409 |
| 15/12 | Monday | $2.0399 | $2.0974 | $2.0687 |
| 16/12 | Tuesday | $2.0499 | $2.1515 | $2.1007 |
| 17/12 | Wednesday | $2.0426 | $2.0843 | $2.0635 |
| 18/12 | Thursday | $1.9847 | $2.0305 | $2.0076 |
| 19/12 | Friday | $1.9772 | $2.0213 | $1.9993 |
| 20/12 | Saturday | $1.9981 | $2.0153 | $2.0067 |
XRP Market Outlook: Technicals, Institutions & Macro Trends
Ripple is positioning itself as a unique blockchain ecosystem by consecutively revealing relevant updates daily. The latest update is that Ripple received a conditional approval from the Office of the Comptroller of the Currency (OCC) to become a federally chartered bank in the United States. This means Ripple will soon offer banking services, marking a significant integration of cryptocurrency services into the traditional finance environment. However, the green flag is just a preliminary conditional approval, and the final approval will not be granted until all the requirements are met.
Following the approval, Brad Garlinghouse, the CEO of Ripple, criticized traditional banking lobbyists for their years-long hypocrisy and avoidance of crypto. “To the banking lobbyists – your anti-competitive tactics are transparent. You’ve complained that crypto isn’t playing by the same rules, but here’s the crypto industry – directly under the OCC’s supervision and standards – prioritizing compliance, trust, and innovation to the benefit of consumers. What are you so afraid of?,” he tweeted.
In addition to the banking approval from the OCC, Ripple has been involved in various additional ecosystem expansion activities and acquisitions. All these progress signals that the Ripple ecosystem will witness a radical growth in the coming months, allowing XRP to increase its market capitalization with the arrival of major traditional institutional investors and independent whales.
XRP Price Prediction: December 2025 to December 2026
As we outlined in the above section, XRP could witness growth in the coming months, with a forecasted maximum value of $ 3.15 by June 2026. However, it is highly unlikely that XRP will rise above the previous all-time high. A detailed table that forecasts the coin’s price movements from December 2025 to December 2026 is provided below.
| Month | Min. Price | Avg. Price | Max. Price | Change |
|---|---|---|---|---|
| Dec 2025 | $ 1.96 | $ 2.02 | $ 2.14 | 5.48% |
| Jan 2026 | $ 1.98 | $ 2.09 | $ 2.28 | 12.01% |
| Feb 2026 | $ 2.01 | $ 2.20 | $ 2.36 | 16.31% |
| Mar 2026 | $ 2.30 | $ 2.33 | $ 2.39 | 17.80% |
| Apr 2026 | $ 2.05 | $ 2.11 | $ 2.23 | 9.54% |
| May 2026 | $ 2.05 | $ 2.32 | $ 3.02 | 48.74% |
| Jun 2026 | $ 2.65 | $ 2.93 | $ 3.15 | 55.28% |
| Jul 2026 | $ 2.75 | $ 2.84 | $ 2.99 | 47.18% |
| Aug 2026 | $ 2.18 | $ 2.53 | $ 3.01 | 48.14% |
| Sep 2026 | $ 2.24 | $ 2.40 | $ 2.49 | 22.66% |
| Oct 2026 | $ 2.15 | $ 2.27 | $ 2.41 | 18.62% |
| Nov 2026 | $ 2.12 | $ 2.20 | $ 2.43 | 19.68% |
| Dec 2026 | $ 2.39 | $ 2.48 | $ 2.59 | 27.34% |
Final Thoughts: HODL or Sell XRP?
The ongoing upgrades of the Ripple ecosystem signal that XRP is a worthy utility coin for long-term holding. However, price fluctuations could occur in the short and medium term. If you plan to trade XRP, try to do maximum research on your own before engaging in trading.
Disclaimer: The XRP price forecast tables provided in this article are based on predictive modeling and should not be considered financial advice.
Also Read: XRP Slips Below $2 as Ripple Wins Conditional Approval for National Trust Bank
Crypto & Blockchain Expert