Best Crypto To Buy Now (October 31): $WLFI, $SWARMS, $XRP

The cryptocurrency market fell by 2% over the last 24 hours, extending its monthly decline to 6.46% in the process. However, Bitcoin’s market share rose 0.4 points to 59.3%, while the Altcoin Season Index flatlined at 29/100, continuing a 30-day trend where BTC gained despite the overall crypto market cap falling. This means investors are favoring Bitcoin’s liquidity and stability over altcoins amid the mixed macroeconomic signals and risk-off sentiment.

Bitcoin spot ETFs saw a $488 million net outflow on October 30, led by BlackRock’s IBIT ($291 million) and Ark Invest’s ARKB ($65.6 million), resulting in the largest single-day withdrawal event since June. This simultaneously reduced the total AUM of the ETFs to $143.9 billion in BTC. Institutional and retail ETF investors may be trimming Bitcoin exposure due to profit-taking or macro uncertainty. ETF flows are a critical metric for BTC’s price stability, as sustained outflows could pressure the broader market.

Meanwhile, the market is deleveraging, which has reduced risks of an immediate crash but reflects fading bullish conviction. Total crypto derivatives open interest fell 4.4% to $812 billion, while average funding rates turned negative at -0.0018%. Perpetual volume spiked 21.96%, suggesting that traders are closing leveraged positions.

Best Crypto to Buy Today: $WLFI, $SWARMS, $XRP

While altcoins continue to lag BTC, reflecting that the crypto market remains in “Bitcoin Season”, some alts rallied on narrative-based hype. However, these gains are isolated and specific to sectors like DeFi and AI, failing to strengthen the broader altcoin market.

According to our analysis, the best cryptos to buy now are: World Liberty Financial (WLFI), Swarms (SWARMS), and XRP (XRP). While their prices have declined over the past 24 hours, these assets are showcasing bullish trends going into November 2025.

1. World Liberty Financial ($WLFI)

WLFI surged 7% intraday on October 31 after the project hired former Robinhood executive Mack McCain as General Counsel to bolster its regulatory compliance. However, these gains reversed as traders raised concerns over the timing of the announcement, which came amid ongoing political scrutiny over President Trump’s links to World Liberty Financial and the broader market volatility, driven by the Federal Reserve’s interest rate cuts. Even though compliance upgrades are bullish in the long term, the market seems to have reacted to short-term risks. Retail traders withdrew $82 million from perpetual markets, fearing delays in WLFI’s implementation of its compliance strategy.

Democrat lawmakers have begun investigations into Trump’s pardon of Binance co-founder and ex-CEO Changpeng ‘CZ’ Zhao, alleging that WLFI made a $2 billion USD1 deal with Binance for the token to be listed on the exchange. This narrative risks eroding institutional trust in WLFI, as reflected in its low volume-to-market cap turnover ratio, signaling low liquidity depth. On-chain data shows that whale wallets sold $30 million worth of WLFI over the past week, likely to hedge the political risk associated with the project. The November 4 deadline for the Treasury and Justice departments’ responses to Senate inquiries will be a key sentiment denominator.

WLFI broke below its 7-day SMA ($0.1416) and 30-day SMA ($0.1542), but the RSI reading of 42.42 indicates that the token is in the “neutral” zone, while the MACD histogram turning positive (+0.00338) hints at more room for price growth and a short-term relief. While the bearish momentum persists, an oversold condition could trigger a bounce-back if the $0.13 support level holds. Key resistance for WLFI is at the 7-day SMA ($0.1416), as a close above could invalidate the downtrend.

2. Swarms ($SWARMS)

SWARMS rose 7.6% in the past 24 hours, outperforming its weekly and monthly trends. The rally also aligns with a 41.96% surge in trading volume to $6.11 million, suggesting renewed speculative interest. On August 11, Swarms released a new tokenomics model that prioritizes community ownership at 98% of the supply, while the core team is allocated 2% of the total supply. This has drastically reduced concerns about team-driven sales pressure. The lower-than-industry-standard team allocation has mitigated centralization risks, but analysts note that the project lacks institutional backing, creating uncertainty around long-term developmental funding.

Meanwhile, a technical workshop conducted by Swarms showcased a large-scale multi-agent simulation upgrade for the network, driving developer interest. Although this update could enhance Swarms’ AI capabilities, the SWARM token currently lacks direct utility from these features. Its price action reflects speculative positioning ahead of the upgrade going live.

SWARM broke above its 7-day SMA ($0.016) but remains below the 200-day Simple Moving Average ($0.022). However, its 14-RSI reading of 40.81 (neutral) and bullish MACD crossover (+0.00014) suggest room for price growth. Short-term traders are likely to have amplified the move given Swarms’ low liquidity, and the 23.6% Fibonacci retracement at $0.0167 now acts as its resistance. A break above this level could target $0.0197, but this depends on SWARMS’ ability to hold above its July exchange-listing price of $0.0155 post-network upgrade.

3. XRP ($XRP)

The price of XRP fell 4.34% in the past 24 hours, underperforming the broader crypto market’s 2.11% decline. The U.S. Office of the Comptroller of the Currency (OCC) is set to conclude its 120-day review of Ripple’s national trust bank application on October 31. An approval could unlock institutional custody services for XRP, but a delay or rejection might prolong regulatory ambiguity. Investors have taken a cautious approach ahead of the decision, as Ripple’s ability to expand regulated financial services, such as its RLUSD stablecoin, relies on the OCC’s outcome. Historically, unresolved regulatory issues have negatively affected XRP’s price momentum.

Meanwhile, Bitcoin’s 5% drop to $106,000 on October 30 triggered a $1 billion market-wide liquidation event, resulting in XRP underperforming both BTC and ETH. Risk-off sentiment has dominated trades as investors rotated capital into Bitcoin or cash. XRP’s 24-hour trading volume surged 16.78% to $6 billion, and whales have moved 190 million tokens ($467 million) to exchanges, suggesting panic selling.

XRP broke below its critical support at the 38.2% Fibonacci level ($2.50), while the RSI reading of 42.21 (Neutral) and MACD crossover hints weakening bullishness as momentum learns towards “oversold” conditions. The next support level for XRP is at the 50% Fib of $2.31, while its resistance sits between $2.67 and $2.70. Sustained closes above $2.50 could invalidate the bearish pattern.

Final Thoughts on Best Cryptos to Buy Now: $WLFI, $SWARMS, $XRP

Contrary to bullish price technicals, our picks for today’s (October 31) best-performing altcoins – World Liberty Financial (WLFI), Swarms (SWARMS), and XRP – have underperformed against Bitcoin. However, project-related developments and technical indicators suggest that these assets could turn their bearishness into price growth in the coming days and weeks.

WLFI has appointed ex-Robinhood chief to oversee its regulatory compliance efforts, while the project has been endorsed by Binance CEO Changpeng ‘CZ’ Zhao; however, its links to the Trump family have raised concerns among the U.S. President’s political rivals. SWARMS recently updated its tokenomics to drastically reduce team token allocation, focusing on the community instead, while an upcoming network upgrade involving AI agents is expected to increase the utility of SWARMS. Meanwhile, XRP issuer Ripple is awaiting a decision from regulators on its application to operate as a chartered bank in the U.S., which could amplify institutional use cases and the liquidity of RLUSD stablecoin, but increased token transfers by whales to exchanges and a broader market downtrend are piling pressure on its price.

Readers should note that cryptocurrencies are highly speculative and volatile assets, and it is recommended that you conduct proper due diligence and seek expert opinion before making an investment decision. Furthermore, the contents of this article are for informational purposes and should not be construed as investment advice.